Solutions

First Dollar Coverage

Our standard product offering provides for full payment of all covered losses during the year. It is the most effective option for organizations transitioning from traditional maintenance contracts. All of your equipment service contracts are consolidated into one comprehensive multi-vendor service agreement.

Targeted Deductible

This option provides for risk sharing between the insurer and the contract holder through the use of deductibles based on equipment classification. It is a valuable option for our customers who have established business relationships with local vendors.

Self Insured Aggregate Retention

Similar to the Targeted Deductible solution, this option provides for risk sharing between the insurer and the contract holder. This is accomplished by the development of an aggregate "deductible" applied at the contract level for all of your equipment. There are no additional expenditures above this predetermined budget. This is a solid option for those organizations considering self management.

Administration Program

For those organizations that wish to self insure their equipment maintenance exposures, we offer a fee based administration program that provides organizations with access to leveraged vendor relationships, equipment inventory management, and administrative support.

Customized Program

For larger and more complex organizations, we can tailor a program to meet their individual needs. Any customized program must be a joint evaluation between marketing and underwriting.

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